In February or so I posted that I set a budget and had a couple goals for how I spent my money. Since I tend to judge a lot of people based on their spending patterns and debts I figured I would be transparent here. I spent about 6 hours today going through my five credit cards and bank accounts seeing how 2009 stacked up.
I gave 19% of my net income away.
I saved 20% of my gross income
That's the good news
I also spent $9,718.33 over budget, including $496 in finance charges.
$2, 659.63 on eating and drinking out which is just under rent and school! And is 638% over budget! Take that! ($360 was budget for non-math majors)
I also was 104% over book budget.
In addition I added the following categories for 2010
Travel (you would think thats a given)
Housewares
Electronics (was supposed to be part of "books" which would have put me 542% of budget)
Auto Repair (instead of just "transportation")
Medical Transcriptionist
So that is my report.
How'd ya'll do this year?
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